Explore topic-wise fullforms in Accounts and Finance

INFO: Full form for PTP is Purchase To Pay in Accounts and Finance category
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INFO: Full form for PTP is Pre-tax Profit in Accounts and Finance category
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INFO: Full form for PTP is Publicly Traded Partnership in Accounts and Finance category
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INFO: Full form for PTP is Propensity To Pay in Accounts and Finance category
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INFO: Full form for OCA is Open Checking Account in Accounts and Finance category
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The U.S. Small Business Administration (SBA) is a United States government agency that provides support to entrepreneurs and small businesses. The mission of the Small Business Administration is "to maintain and strengthen the nation's economy by enabling the establishment and viability of small businesses and by assisting in the economic recovery of communities after disasters". The agency's activities have been summarized as the "3 Cs" of capital, contracts and counseling.

SBA loans are made through banks, credit unions and other lenders who partner with the SBA. The SBA provides a government-backed guarantee on part of the loan. Under the Recovery Act and the Small Business Jobs Act, SBA loans were enhanced to provide up to a 90 percent guarantee in order to strengthen access to capital for small businesses after credit froze in 2008. The agency had record lending volumes in late 2010.

SBA helps lead the federal government's efforts to deliver 23 percent of prime federal contracts to small businesses. Small business contracting programs include efforts to ensure that certain federal contracts reach woman-owned and service-disabled veteran-owned small businesses as well as businesses participating in programs such as the 8(a) Business Development Program and HUBZone. In March 2018 the SBA launched the SBA Franchise Directory, aiming to connect entrepreneurs to lines of credit and capital in order to grow their businesses.

SBA has at least one office in each U.S. state. In addition, the agency provides grants to support counseling partners, including approximately 900 Small Business Development Centers (often located at colleges and universities), 110 Women's Business Centers, and SCORE, a volunteer mentor corps of retired and experienced business leaders with approximately 350 chapters. These counseling services provide services to over 1 million entrepreneurs and small business owners annually. President Obama announced in January 2012 that he would elevate the SBA into the Cabinet, a position it last held during the Clinton administration, thus making the Administrator of the Small Business Administration a cabinet-level position.

INFO: Full form for PIR is Prime Interest Rate in Accounts and Finance category
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INFO: Full form for YTD is Year-to-date in Accounts and Finance category
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INFO: Full form for KTM is Keep Throwing Money in Accounts and Finance category
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INFO: Full form for OLA is On-line Accounting in Accounts and Finance category
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INFO: Full form for DIR is Deposit Item Returned in Accounts and Finance category
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INFO: Full form for PYC is Prentice, Yates, & Clark, Chartered Accountants in Accounts and Finance category
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In corporate finance, a debenture is a medium- to long-term debt instrument used by large companies to borrow money, at a fixed rate of interest. The legal term "debenture" originally referred to a document that either creates a debt or acknowledge it, but in some countries the term is now used interchangeably with bond, loan stock or note. A debenture is thus like a certificate of loan or a loan bond evidencing the company's liability to pay a specified amount with interest. Although the money raised by the debentures becomes a part of the company's capital structure, it does not become share capital. Senior debentures get paid before subordinate debentures, and there are varying rates of risk and payoff for these categories.

Debentures are freely transferable by the debenture holder. Debenture holders have no rights to vote in the company's general meetings of shareholders, but they may have separate meetings or votes e.g. on changes to the rights attached to the debentures. The interest paid to them is a charge against profit in the company's financial statements.

The term "debenture" is more descriptive than definitive. An exact and all-encompassing definition for a debenture has proved elusive. The English commercial judge, Lord Lindley, notably remarked in one case: "Now, what the correct meaning of ‘debenture’ is I do not know. I do not find anywhere any precise definition of it. We know that there are various kinds of instruments commonly called debentures."

INFO: Full form for NSV is Net Sales Value in Accounts and Finance category
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INFO: Full form for PNA is Professional National Accountant (australia) in Accounts and Finance category
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INFO: Full form for PEP is Productivity Efficiency and Profits in Accounts and Finance category
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INFO: Full form for SAB is Staff Accounting Bulletin in Accounts and Finance category
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INFO: Full form for SAB is Staff Accounting Bulletins in Accounts and Finance category
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Habib Bank Limited (Urdu: حبیب بینک‎) abbreviated as HBL, is a Pakistani multinational bank based in Habib Bank Plaza, Karachi, Pakistan.

Founded in 1940 by the Habib Family, HBL became Pakistan's first commercial bank. In 1951 it opened its first international branch in Colombo, Sri Lanka. In 1972 the bank moved its headquarters to the Habib Bank Plaza, which became the tallest building in South Asia at the time. The Government nationalized the bank in 1974 and privatized it in 2003; at that time the Aga Khan Fund for Economic Development acquired a controlling share.

HBL major shareholding lies with the Aga Khan Fund for Economic Development (AKFED) which is based in Geneva, Switzerland.

As of 2018, HBL has 1700+ branches with presence in over 25 countries spanning across four continents. It is the largest company in Pakistan in terms of assets, and has repeatedly ranked top Pakistani company in the Forbes Global 2000. It is also Pakistan’s largest commercial bank, with over 1,700 branches.

As of 2020, HBL has 20,795 permanent employees.

INFO: Full form for GTY is Gonzo Tj and Yash in Accounts and Finance category
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INFO: Full form for CLU is Chartered Life Underwriter (us) in Accounts and Finance category
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INFO: Full form for PTW is Pricing To Win in Accounts and Finance category
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