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INFO: Full form for AESI is Albin Engineering Services Inc in Business category
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INFO: Full form for AESI is Associated Earth Sciences Inc in Business category
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INFO: Full form for AESI is Associated Engineering Sciences Inc in Business category
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INFO: Full form for WHCG is Women's Healthcare Group, L. L. C. in Business category
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INFO: Full form for GERT is Gemeias Extraordinary Radio Transmitters in Business category
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INFO: Full form for DFPD is De Freitas Peintures et Décors (French interior decorating company) in Business category
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INFO: Full form for HOQ is Heraeus Optical Quality glass in Business category
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INFO: Full form for HOQ is House Of Quality in Business category
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INFO: Full form for WHSM is Water Harvesting and Sewer Management in Business category
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INFO: Full form for ANCG is American National Construction Group in Business category
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INFO: Full form for FABER is Finance And Banking Economics Research in Business category
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INFO: Full form for DHMT is District Health Management Team in Business category
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INFO: Full form for CETP is Certified Employee Training Program in Business category
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INFO: Full form for CETP is Certified Employee Training Programs in Business category
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INFO: Full form for CMTW is Certified Municipal Treasurer of Wisconsin in Business category
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INFO: Full form for GHMS is Grain Harvest Management Scheme in Business category
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INFO: Full form for HRDB is Human Resources DataBase in Business category
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INFO: Full form for GHLC is Grand Harvest Lama Company in Business category
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INFO: Full form for EECP is Early Entrance Coproduction Plant in Business category
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INFO: Full form for AVRT is Avert, Inc. in Business category
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INFO: Full form for GHLC is Gryphon House Learning & Consulting in Business category
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INFO: Full form for HIDA is Health Industry Distributors Association in Business category
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INFO: Full form for DBDE is Details By Design Events in Business category
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INFO: Full form for DBDE is David Brown Defence Equipment in Business category
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INFO: Full form for CYPH is Cytoclonal Pharmaceuticals, Inc. in Business category
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INFO: Full form for BTTA is Blaenavon Town Traders Association in Business category
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INFO: Full form for HECM is A Hud Equity Conversion Mortgage in Business category
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INFO: Full form for HECM is Htmlhome Equity Conversion Mortgage in Business category
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A reverse mortgage is a mortgage loan, usually secured by a residential property, that enables the borrower to access the unencumbered value of the property. The loans are typically promoted to older homeowners and typically do not require monthly mortgage payments. Borrowers are still responsible for property taxes or homeowner's insurance. Reverse mortgages allow elders to access the home equity they have built up in their homes now, and defer payment of the loan until they die, sell, or move out of the home. Because there are no required mortgage payments on a reverse mortgage, the interest is added to the loan balance each month. The rising loan balance can eventually grow to exceed the value of the home, particularly in times of declining home values or if the borrower continues to live in the home for many years. However, the borrower (or the borrower's estate) is generally not required to repay any additional loan balance in excess of the value of the home.

Specific rules for reverse mortgage transactions vary depending on the laws of the jurisdiction. For example, in Canada, the loan balance cannot exceed the fair market value of the home by law.

Regulators and academics have given mixed commentary on the reverse mortgage market. Some economists argue that reverse mortgages may benefit the elderly by smoothing out their income and consumption patterns over time. However, regulatory authorities, such as the Consumer Financial Protection Bureau, argue that reverse mortgages are "complex products and difficult for consumers to understand", especially in light of "misleading advertising", low-quality counseling, and "risk of fraud and other scams". Moreover, the Bureau claims that many consumers do not use reverse mortgages for the positive, consumption-smoothing purposes advanced by economists. In Canada, the borrower must seek independent legal advice before being approved for a reverse mortgage. In 2014, a "relatively high number" of the U.S. reverse mortgage borrowers – about 12% – defaulted on "their property taxes or homeowners insurance". In the United States, reverse mortgage borrowers can face foreclosure if they do not maintain their homes or keep up to date on homeowner's insurance and property taxes.

INFO: Full form for HECM is Home Equity Conversion Mortgages in Business category
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INFO: Full form for VDRF is Vermont Disaster Relief Fund in Business category
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INFO: Full form for CMTR is Certified Mill Test Report in Business category
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INFO: Full form for CMTR is Certified Mill Test Reports in Business category
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INFO: Full form for HBHC is Hancock Holding Company in Business category
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INFO: Full form for HBHC is Hawaii Business Health Council in Business category
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INFO: Full form for LMBT is Licensed Massage and Bodywork Therapist in Business category
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INFO: Full form for LMBT is Lambert Hwth. in Business category
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INFO: Full form for CYPB is Cypress Bioscience, Inc. in Business category
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INFO: Full form for HFMI is Hearst Forest Management Inc in Business category
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INFO: Full form for BCSH is Business Consumer Services and Housing in Business category
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INFO: Full form for KMFH is Krowicki McCracken Funeral Home, Linden, New Jersey in Business category
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INFO: Full form for CYPP is Certified Young Plant Professional in Business category
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Holidays in Eden is the sixth studio album by the British neo-progressive rock band Marillion, released in 1991. Recorded at Hook End Manor in Oxfordshire and Westside Studios in London, it was the band's second album with vocalist Steve Hogarth and the first completely written without previous lead singer Fish.

Partly due to producer Christopher Neil, many of the songs feature a mainstream pop rock sound as opposed to progressive rock of previous works, and Hogarth has described Holidays in Eden as "Marillion's 'pop'est album ever". It reached number 7 in the UK Albums Chart.

Highlands and Islands Enterprise (HIE; Scottish Gaelic: Iomairt na Gàidhealtachd 's nan Eilean) is the Scottish Government's economic and community development agency for a diverse region which covers more than half of Scotland and is home to around 450,000 people.

HIE's role is to develop sustainable economic growth across the region. To achieve this it creates infrastructure for future investment, assists large and small businesses with growth aspirations and has a unique role strengthening communities, particularly in fragile areas. As part of this HIE supports communities to acquire and develop land and other assets.

HIE supports the growth ambitions of business and social enterprise clients working through an account management model in order to accelerate growth in turnover, profitability, wage levels, exports and therefore gross value added (GVA) in the HIE area.

HIE also invests in transformational projects across the region aiming to make the Highlands and Islands a more competitive and attractive place to live, work, study and grow.

INFO: Full form for HIE is Horizons BetaPro Standard & Poors/Toronto Stock eXchange Capped Energy Inverse Exchange Traded Fund (de-listed) in Business category
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INFO: Full form for HIE is Health Insurance Experiment in Business category
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INFO: Full form for LBDO is Lanka Business Directory Online in Business category
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INFO: Full form for IVOC is IVoice.Com, Inc. in Business category
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INFO: Full form for MGEN is Micro General Corporation in Business category
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INFO: Full form for HSSK is Hill, Schwartz, Spilker, Keller, L.L.C. in Business category
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